A mobile Notary Public is a public officer that is commissioned by government authority. In New York Notaries are appointed and commissioned by the Secretary of State. A Mobile Notary Public or a Traveling Notary is just a Notary who like a visiting doctor will travel to your home or place of business to take care of your notary needs.
Mobile notary public performs the same service as the notary you’ll find at your local bank or Kinko’s store. Mobile notaries can provide higher level of personalized services that you can’t get at your bank. For instance if you're in a hospital or home bound and you need a Power of Attorney or you need to make a selection on your pension notarized, a mobile notary public will be the person to call.
Not only do mobile/traveling notaries provide personalized notary service, they are available during hours when most notary businesses are closed & gone for the day. Some mobile notaries work 24 hours a day, 7 days a week. They are always available to service your notary needs.
Since the mobile notary is traveling to you, they will charge you an additional fee for traveling. The fee the notary will charge varies according to the notary service area. If the notary has to travel far the price will be higher than what will be charged for someone who is close by. Some notaries will only work a fixed area such as Lower Manhattan, SOHO, NOHO, Battery Park or certain counties, like Kings, Queens, Nassau or Suffolk. Also, the notary may have special fee rates for going to a hospital, jail or airport. They may also have a special rate for traveling after a certain hour or late at night.
A Notary can also perform special services called Apostille processing. An Apostille document is one prepared to conform to the standards of the Hague Convention. Documents prepared in this manner are acceptable for use in countries that are signatories of the 1961 Hague Convention.
If a country was not a signatory to the 1961 Hague Convention then the document will have to be taken to the consulate of the foreign country to certify it for use in their country.
A notary can do other services such sign a Will, marry, if the state law allows, and witness the signing of mortgages. Notaries who sign mortgages are called Notary Signing Agent.
A Notary Signing Agent is a Notary Public who specializes in signing various types of mortgage loans, such as Purchase, Refinance, Reverse Mortgage, Consolidation, Extension and Modification Agreement. When a Notary passes a test demonstrating the knowledge of various papers that make up a mortgage loan, he is called a Certified Notary Signing Agent. Mortgage witness signing Notaries are also required to have a background check, some state require a background check as a requirement to become a notary. In addition some title companies, banks, etc require the notary to have Error and Omission Insurance. This insurance is to protect the borrower in case the notary makes an error.
Notary Signing Agents get their work assignments from title companies, banks, escrow companies, loan modification companies and settlement companies.
If you’re looking for a mobile/traveling notary, you can search Google for one. Use your town or city you live in & the type of service you require.
Alan Murray
Personalize Notary & Apostille Service
http://nynotaryforyou.com/
http://nynotary.mobi/
Saturday, December 19, 2009
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